I always carry an extra set of car keys - both of them zipped into separate pockets in my vest.
Been FFing almost 50 years now, and have never lost a vest - at least not yet!
I usually dont carry my phone on the water with me - unless I'm meeting someone else, and need to be in touch with them to meet up.
Or fishing a new spot, where I need access to GPS
Other than that, I really dont mind being out of touch with the rest of the world for awhile.
As for the rod - once its strung up, I leave it together for the rest of the day.
Regardless if I move around a lot to try different spots.
Unless I need to go to a different size rod.
Rod allways gets taken down at the end the day though.
If it's hard to get the ferrules separated, leave it together.
Try again later, or even the next day
Leaving it sit overnight often does the trick