Retirement Location

ecks,

Modest in NJ may be high class here in Pa or viceversa but I think you will find a little tax RELIEF here!

Many years ago my brother-in-law from Virginia visited and told me if it were possible to truck my house to VA where he lived I could make a 200,000 profit!

I think mine are somewhere around 1200 in an older home around the Williamsport area and MV (WAS)/is around 95000, ???? could be a little off due to this recent market decline, Ha Ha probably a lot off now !!!! but I bet my TAXES won't go down........
 
take off around 3 grand or better !!! I agree with soyoco on all the aspects of the area.
 
For reference my 1/2 acre, ranch home is valued on the tax map at $124,000. Equivalent in size to an average $200,000 home in York County. 2008 cost me $3579 in school and property taxes combined. The biggest difference is where you live within the Wellsboro School District. Taxes are not uniform throughout based on the size of your home or the land, but in fact based on location. My mother-inlaw has 6 acres with a custom log home about 15 minutes north of Wellsboro, but still in the Wellsboro School District. The property is valued around $220,000. Her combined taxes run $1700 a year. If you take up residence within the borough you can expect to pay as much as 3 times the taxes for an equally sized lot and home outside of the borough. Bottom line, if you hadn't read between the lines.... typically working class Wellsboro is geared towards the likes of small-town minded doctors, lawyers, and school teachers. With the exception of retirees, the rest of us are truly left to fend for ourselves, which is why I commute 43 miles south to Williamsport to work as a construction project manager. Even with a bachelor's degree and a white collar office position I am considered middle class in Wellsboro. I love the town, but trust me it doesn't hold nearly the allure it did when I was in my teens and dreamt of moving here to be an outdoorsman.

One more interesting tidbit... for the "flat-landers", and transplants such as myself and sandfly, I just want to attest to the fact that typical thought process, says that if you live in the big woods you probably hunt and fish and are real outdoorsmen... NOT SO!!!! There are more city-minded folks here than there are in southern suburbia, you would be SHOCKED!!! I was...
 
soyoco, thanks for all the insight. That's the kind of insider info I was looking for.
 
No problem. I am glad to be of service and although I do love Wellsboro, I don't want people to feel as duped as I did.
 
SoYoCoTransplant wrote:
For reference my 1/2 acre, ranch home is valued on the tax map at $124,000. Equivalent in size to an average $200,000 home in York County. 2008 cost me $3579 in school and property taxes combined. The biggest difference is where you live within the Wellsboro School District. Taxes are not uniform throughout based on the size of your home or the land, but in fact based on location. My mother-inlaw has 6 acres with a custom log home about 15 minutes north of Wellsboro, but still in the Wellsboro School District. The property is valued around $220,000. Her combined taxes run $1700 a year. If you take up residence within the borough you can expect to pay as much as 3 times the taxes for an equally sized lot and home outside of the borough. Bottom line, if you hadn't read between the lines.... typically working class Wellsboro is geared towards the likes of small-town minded doctors, lawyers, and school teachers. With the exception of retirees, the rest of us are truly left to fend for ourselves, which is why I commute 43 miles south to Williamsport to work as a construction project manager. Even with a bachelor's degree and a white collar office position I am considered middle class in Wellsboro. I love the town, but trust me it doesn't hold nearly the allure it did when I was in my teens and dreamt of moving here to be an outdoorsman.

One more interesting tidbit... for the "flat-landers", and transplants such as myself and sandfly, I just want to attest to the fact that typical thought process, says that if you live in the big woods you probably hunt and fish and are real outdoorsmen... NOT SO!!!! There are more city-minded folks here than there are in southern suburbia, you would be SHOCKED!!! I was...

What's the possibility of you moving to the Williamsport area so you're closer to work? I suppose if you wait until the real estate market rebounds, you could probably sell your house fairly quickly up there.
 
''One more interesting tidbit... for the "flat-landers", and transplants such as myself and sandfly, I just want to attest to the fact that typical thought process, says that if you live in the big woods you probably hunt and fish and are real outdoorsmen... NOT SO!!!! There are more city-minded folks here than there are in southern suburbia, you would be SHOCKED!!! I was...''saw the same thing in Montana when I lived there.
The newcomers were mostly running away from urban troubles but brought their attitudes with them.So they bought up prime hunting and fishing lands,built their castles and posted everything to keep those sick hunters and fishermen off their land.
 
Stay out of NY state.........too high taxes.
 
Never underestimate the impact of good health care services within easy driving reach. Especially during the winter. I found this out with both my parents. I'm starting to plan out my retirement by locating the better hospitals and drawing a 30 mile ring around them. Then looking at real estate taxes, housing prices, and fishing/hunting.
 
I read this string with much interest, as I too would like to retire from New Jersey to central PA. I have a cabin up in the northcentral area, on the Potter/Cameron Co border. I have pondered many locations, and probably will continue to fine tune my plans. Like most others, I imagined retiring to an area just outside of State College. In addition to some that have already been listed, you might want to look at the general area of Lock Haven. It is truly the "gateway" to the northwoods, as you can take Rt. 120 right out of town and into the northcentral wilds area. You have access to the Sinnemahoning drainage, Kettle, and still pretty close to Pine, Little Pine, Slate Run, as well as all the others near State College. Could do much worse. No real malls right in town, but almost everything else is there that you would need. Bloomsburg area is also very highly rated in national magazines with respect to small town living, and has been credited as having a good healthcare network. Many of the areas just to the north of Harrisburg are very nice, far enough to avoid those who come from the east and south, but still within reach of the capital city while being in a great fishing area(Trout, Musky, Bass, etc). Again, State College would also be right at your northwestern doorstep. As far as taxes, what someone thinks are high taxes in PA is quite different then what we here in NJ think are high taxes!! There are still some very nice areas in southcentral PA also, but you are within a short distance of some populated areas and the suburban sprawl has made its way down the Rt. 11 corridor. Fishing is good but the "public" hunting lands do not compare to those of the northwoods, as they tend to be pressured and crowded at times. Anyway, I have been doing some research myself on the same topic, if you want some more detail email me direct.
 
The chances of me moving to Williamsport in the next 4 years is excellent! We have tossed and turned almost nightly over whether or not to move and when to do it. My stepson will have to turn 12 before he can legally decide to either live with my wife and me or to go full-time with Super Dad... Until then, I am stuck here.
 
Something I have heard about Williamsport that I would like to have confirmed or dispelled is that there is a high-drug use there in the heroin catagory because of the state rehabilitation facility.

I read a Billboard going to the Little League World Series about 5 years ago going up Rte 15 just outside of town that said "Drug Dealers stay out of Williamsport. You will be caught and Jailed. " (Or something like that)

I mentioned this to a guy at work at the time who grew up in W-port and he said it was since the Rehab center opened that the Drugs got real bad.

Just sayin....I wouldn't want to bring a 12-yr old into that environment if its true.
 
I was with a bunch of fish commission guys a while back, they said if they wanted to retire to fish they would pick this area, Huntingdfon, Centre counties.
 
Back when NYC was trying to reduce their welfare load they offered welfare recipients a one time buyout which included a bus ticket out of town. Many of the tickets were to Williamsport. Yes the town itself has problems but you don't know it if your ten miles out of town. Especially north. You could easily live in Union County, say near White Deer Creek, and work in WIlliamsport. Same with locating right by Fishing Creek and commute.
 
Huntingdon Pa, has a great small college, PSU is 30 miles, Lake Raystown is here, thousands of acres of state land, many many stocked and wild trout stresms, three or four golf courses, my taxes on 2.3 acres and a 2900 sq ft house are a little over @2,000.00 Little J 15 minutes, Spruce 25, Spring 60 minutes, I am stayin
http://pic80.picturetrail.com/VOL2064/11513716/20410588/354397229.jpg
 
Well, I have a camp I've spent a lot of time at in NW PA (Tionesta area), lived in Coudersport for about a year, and state college for a little over 3 years. I'm now in Reading, PA.

State College was a little nicer as far as offering the amenities of a big town. Numerous grocery, restaurant, shopping choices. The locals are pretty affluent, most of them involved in the university in some way. Because of the affluent, educated type, there were lots of specialty type stores, that kind of stuff is hard to find in a small town, there are bike shops, brew shops, music shops, etc. (and whatever you're into). The restaurant choices were far superior, not just your ho hum bar restaurants but specialized places like breweries, Italian specialties, etc., in addition to all the big chains like Red Lobster, Outback, etc. The sports are top notch, while football is king you can take in any type of game you wish just about any time of the year, and the university brings in decent concerts. Not just music, but guest speakers and NPR type shows, and arts shows, etc. There is a ski resort and a few golf courses. Of course, if you're right in town, you have students, that may or may not appeal to you. While the students and university in general bring an awful lot to the town (as described above), it also means late night partying next door, and drunk people wondering around on occasion. I would lock my doors, but crime wasn't a major issue. But 15 minutes out of town in any direction escapes all the hustle and bustle, and still puts you within an easy drive. Cost of living is fairly high, but probably not as expensive as NJ, but the standard of living is very high as well.

The people in Coudersport weren't hicks, as Sandfly and SoYoCo alluded to. Healthcare was fine, the hospital is actually very nice indeed. You had the necessities like pharmacies, groceries, hardware, etc. in town, and while they weren't spectacular, they got the job done just fine. Winter's were rough, there was a very good ski resort a half hour to the east. One pretty good golf course. We lacked the chain store retailers like Walmart and had no real good clothing stores, though there was a small Penny's in town. I did a lot of shopping online. Restaurants were mostly the bar restaurant variety. I liked them and thought they had good food, but there wasn't much variety and I ate at home a lot more. McDonalds was the only fast food restaurant, and there were no non-fast food chains. If you're into astronomy Cherry Springs has the darkest skies east of the Mississippi, and once a year or so you can catch the northern lights. But life was slower paced and that appealed to me. Schools were good, the cost of living was low, the people generally well educated, and the standard of living was pretty good. I could see me retiring there, I loved it up there and moved away only because of my employment situation.

Tionesta is considerably smaller than Coudersport. This is real small town living. One or two gas stations, one grocery store, and a handful of small restaurants, there is a pharmacy and hardware store. I love visiting, but I'm not sure I'd want to live there. On the bright side, a half hour and you're in Oil City or Titusville, which offers the amenities of larger towns. An hour and a half and you're in Erie, which is a fairly big city. Warren and Clarion are in striking distance too, Pittsburgh's maybe 2-3 hours. If you like the outdoors, you're on the doorstep of the national forest, a very big playground. Cost of living is extremely low, but the average standard of living was not what it was in Coudersport. Of course, if you got the money, you can make it what you want. The locals are mostly loggers and retirees, except in deer and trout season, when the tourists come. This is an area where the vast majority of the people are outdoorsmen. I guess you'd have to call them hicks, but I think hicks get a bad rap, they're not bad people. Its the city folk tourists, yes supposed outdoorsmen, that uphold the negative stereotype.

The fishing. Well, both NC and NW PA offered as many little brookie streams as you can imagine, and some medium sized wild trout streams, as well as larger stocked streams. NC being a little better I'd say, but not by a long shot. Central PA had less streams total, but still more than you could reasonably fish on a regular basis. The limestoners offer much bigger water with wild trout, streams the size of Penns and even Spring Creek, with good wild trout fishing, just isn't common in this state, while there's a number of them in Centre County. While there's less brookie streams than, say, Potter County, you still have a few dozen within a reasonable drive to choose from. And while Potter County is beautiful, I'd give the nod to State College with the bigger mountains as being prettier. It is more populated which knocks it back down a notch.
 
I was in your boat about 5 yrs ago. I lived in Suburban Philly and worked a high stress job in law enforcement. I have always been an outdoorsman and wanted to retire somewhere that would enable me to do the things I love but still have the amenities to enjoy life other than fishing or hunting. My first choice was the Florida Keys. Too expensive, no hunting. Second choice, State College. I didn't get past that choice. I am a total flyfishing geek and flintlock hunter and a season ticket holder to PSU football games. Everything you will ever need is here or within a short drive of an hour or less. Get a DirectTV Satellite dish and you can keep up with all of your home town teams. Winter does suck here, but as soon as the wife retires, we will be wintering in the Florida Keys. That way I get all the things I want with no compromise. I actually live outside State College in Huntingdon County (just over the top of Tussey Mountain) My taxes are one third of Centre County's and I was able to buy a lot nicer home for less. I am 20 minutes from Beaver Stadium and town, but I am closer to Raystown Lake where I can go boating with my 18' CC and fish for 50lb stripers. Not a bad lifestyle.
 
The story behind Williamsport is the previous mayor had a brother who runs a rehabilitation clinic for drug and alcohol users. She petitioned extensively to have the state's ISSUES aka USERS sent to Williamsport (reporting it as a clean town where a new start was possible, away from the hustle and bustle and drugs). This obviously benefited her family as a whole (via the rehab clinic) and also saw her as compassionate leader and it gained her respect in the capitol. What it did do was destroy the image of a small respectable town. Obviously, drugs are prevalent in any society... Wellsboro, Williamsport, State College, Erie, wherever... but the drug traffickers saw Williamsport as fresh turf and a place to set up shop that was a gateway to new areas of real estate (north and west) for their drug trade. With the rehab clientel came their friends and families and more drugs. All the heroin and cocaine, meth, marijuana was already in Williamsport and everywhere else... but with these new people it came to the forefront of mainstream society. Since this happened, and yes this happened prior to me coming to college in Williamsport in 2001... the area hit what MKern would probably agree was a true low in 2005 and has started to upswing quickly. When I came to college in this town I couldn't walk from campus to the club on a thursday night without someone wanting to pull a gun and rob me... now... I could walk all night and I would feel relatively safe on every corner. The law enforcement really got a grip on things in this town and they don't allow much to slip by. A lot of that can be credited to the different historical societies in the area as well as the two colleges that are within the limits of Williamsport themselves. Had you asked me 8 years ago to move to Williamsport or even 5 years ago I would have laughed in your face and told you where to go. I changed my tune after seeing it from a slightly maturing point of view. It isn't a horrible place at all to be honest. So yes, Maurice you are correct that billboard is serious, the city has really made vast gains in the illegal activities and yes I could see it being someone scary to bring a child into that area, after coming from Dallastown (which I am assuming is where your child is going to school), but Williamsport is no different and definitely no worse than driving down Albermarle Street in York City.
 
Thanks Soyo for clearing that up.

Maurice
 
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